Federal
Federal Pell Grant
Up to $7,395 a year (2026–27)
Who qualifies: undergraduates with financial need, based on the FAFSA. It never has to be repaid.
How: file the FAFSA.
Official rules →Paying for college · Gainesville, FL
How students pay for the University of Florida
Sticker price $23,197 a year. After grants, the average student pays $5,969, and what you pay depends on your family's income: anywhere from $1,809 to $16,609.
- 24%admitted
- 35,629undergraduates
- 92%graduate
- 37%get a grant from the school
What it costs, by family income
Average yearly net price for first-time, full-time students who received federal aid, paying in-state tuition. Tap your bracket.
Out-of-state tuition is $30,886 a year versus $6,381 for Florida residents, so non-residents usually pay far more than these figures.
Where the money comes from
Share of first-year students receiving each type of aid, and the average amount.
37%grant from University of Floridaavg $5,447
23%Federal Pell Grantavg $5,563
83%state grantavg $7,255
10%federal student loanavg $4,933
Grants and scholarships you can apply for
State grant · Florida
Florida Bright Futures
Academic Scholars: 100% of tuition and applicable fees at a Florida public university. Medallion Scholars: 75%
Who qualifies: Florida residents who meet the GPA, test-score and service-hour requirements in high school.
How: Submit the Florida Financial Aid Application before graduating high school.
Official rules →State grant · Florida
Florida Student Assistance Grant
Need-based; amount set each year
Who qualifies: Florida residents with financial need at an eligible Florida college or university.
How: File the FAFSA; your school awards it.
Official rules →From the school
University of Florida grants and scholarships
37% of first-years get one · average $5,447
Most need-based aid comes automatically with your FAFSA. Merit and departmental scholarships often have their own deadlines.
University of Florida financial aid office →State grants follow your home state, not the school's: check your own state's programs if you are coming from elsewhere.
Living in Gainesville
| Studio | $1,200/mo |
|---|---|
| One-bedroom | $1,250/mo |
| Two-bedroom, shared | $740/mo each |
HUD FY2027 Fair Market Rents, campus ZIP 32611. Campus housing is often cheaper in the first year.
Working while you study
$15.00/hour minimum wage in Florida
15 hours a week over a 30-week academic year ≈ $6,750 before tax. That covers about 9 months of a shared room.
Minimum wage: since 30 September 2026; adjusted for inflation from 2028. Ask the financial aid office whether you qualify for Federal Work-Study.
After graduation
$13,496median federal debt≈ $153/month over 10 years
$78,456median earnings10 years after enrolling
92%graduate within 6 yearsfirst-time students
Close the gap without another loan
Since July 2026 Parent PLUS loans are capped, so more families are left with a gap after aid. Students use My Study Fund to collect monthly support from family, friends and mentors: 20 people giving $25 a month is $6,000 a year, and you receive every dollar.
Questions students ask about paying for University of Florida
How much does University of Florida really cost after financial aid?
The average student who received aid paid $5,969 a year after grants and scholarships. By family income it ranges from $1,809 to $16,609. The full cost of attendance before aid is $23,197.
Does University of Florida give scholarships and grants?
Yes. 37% of first-year students received a grant from University of Florida itself, averaging $5,447. 23% received a Federal Pell Grant (average $5,563).
How much is rent near University of Florida?
HUD's FY2027 Fair Market Rent for the campus ZIP code (32611) is $1,250 a month for a one-bedroom and $1,480 for a two-bedroom, about $740 each when shared.
Can I work part-time while studying at University of Florida?
Yes. The minimum wage in Florida is $15.00 an hour; 15 hours a week over a 30-week academic year earns about $6,750 before tax.
How much debt do University of Florida graduates have?
The median federal debt at graduation is $13,496, about $153 a month on a 10-year plan. Median earnings ten years after enrolling are $78,456.
Sources
U.S. Department of Education College Scorecard (release 10152026) and IPEDS (SFA2223 student financial aid, first-time full-time students); HUD FY2027 Small Area Fair Market Rents; state and federal program pages linked above, checked 2026-10-28. My Study Fund is not affiliated with University of Florida. How these pages work.
More in Florida: University of Central Florida · University of South Florida · All colleges in Florida →